Strategic Sustainability Approach
Environmental and Social Impact
In its loan-providing processes, the Development and Investment Bank
of Türkiye considers it essential to consider environmental and social
risks in addition to financial ones. Due to this perspective, the
evaluation and management of environmental and social risks have become an
integral part of the decision-making process.
In this context, the Bank published its first sustainability report
in 2020, followed by its first integrated report in 2021, and began to
announce its activities and objectives within the context of sustainable
development strategies. The Bank, which publishes an integrated report
annually, presents to all its stakeholders the support it has provided to
the sustainable development of our country for the past 48 years, its value
creation model, strategy, capital elements, goals, and economic,
environmental, and social values resulting from its banking activities, as
well as its performance in these areas.
In September 2022, the Bank’s first Impact Report in accordance with
Türkiye’s Impact Principles went through an independent assurance audit and
was published. This report describes in detail how the Development and
Investment Bank of Türkiye generates positive environmental and social
impacts, as well as its impact management systems and processes.
The Development and Investment Bank of Türkiye conducts all loan-providing
operations in accordance with national, environmental, and social laws and
regulations, the Bank’s own policies and procedures, and, if applicable,
other environmental and social standards with which it has committed to
comply. In all loan-providing processes, an Environmental and Social Risk
Assessment is performed to analyze risks on a customer-by-customer and
project-by-project basis.
This system managed in accordance with the Environmental and Social Risk
Assessment Procedure, is intended to identify the environmental and social
impacts (direct, indirect, and cumulative) of an investment or project,
assess these impacts, and implement measures to mitigate potential
negative effects. Moreover, Environmental and Social Action Plans (ESAP)
are utilized to reduce the environmental and social impacts of projects.
These plans identify actions that the client must implement and include a
monitoring program, thereby contributing to the client’s capacity to
address environmental and social concerns.
The Bank has worked to expand access to impact investing and has joined
the Global Impact Investing Network (GIIN), the foremost organization in
this field. Through its membership in GIIN, the Bank aims to provide
companies, organizations, and funds with financial, social, and
environmental benefits through impact investing.