Development and Investment Bank of Türkiye

Integrated Report

We have been adding value to tomorrow for nearly half a century.
Development and Investment Bank of Türkiye is a Development and Investment bank financing businesses operating in industry, tourism, energy, education, health, infrastructure, and similar sectors.

About the Report

The Integrated Report of Development and Investment Bank of Türkiye for 2022 is the third integrated report to be published.

Covering the period between January 1, 2022, and December 31, 2022, this report provides a detailed overview of the Bank’s sustainability steps, corporate strategies, management philosophy, performance and the impact of these elements on
sustainable development.

  • Adana
  • Adıyaman
  • Diyarbakır
  • Gaziantep
  • Hatay
  • Kahramanmaraş
  • Kilis
  • Malatya
  • Osmaniye
  • Şanlıurfa

We are deeply mourning the earthquakes, which had their center in Kahramanmaraş and caused severe damage in the surrounding provinces. We share our continuous material and moral support with our people following the catastrophic event, and we truly believe that we will quickly overcome these challenging days through unity and solidarity.

TKYB Board

We created loan and support programs for renewable energy projects. Maintaining its activities in line with the United Nations Sustainable Development Goals, our Bank continues to fulfill its responsibility in developing the impact investment ecosystem and achieving the 2053 net zero emission target.

Dr. Raci KAYA
Chair of the Board of Directors

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TKYB Board

With our investment banking expertise, we continue to advise the public and private sectors according to their respective requirements. In this context, we continue to connect investors with low-cost funds from foreign and domestic sources.

İbrahim H. ÖZTOP
CEO and Board Member

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Chapter 1

Development and Investment Bank of Türkiye Overview

We have been adding value to tomorrow for nearly half a century. Development and Investment Bank of Türkiye is a development and investment bank financing businesses operating in industry, tourism, energy, education, health, infrastructure, and similar sectors.

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Chapter 2

Corporate Governance

Development and Investment Bank of Türkiye conducts its operations by taking on a role that promotes sustainable development and adhering to responsible banking standards.

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Chapter 3

Strategic Perspective

The Development and Investment Bank of Türkiye plays an important role in financing sustainable development by continuing its activities in support of Türkiye’s green transformation.

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Chapter 4

Materiality Analysis and Stakeholder Engagement

The Development and Investment Bank of Türkiye regularly engages with all stakeholder groups through various communication channels and focuses on creating value by taking into account the priorities, needs and expectations of different stakeholders from the Bank.

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Chapter 5

Our Value Creation Model

The Investment and Development Bank of Türkiye adopts an approach based on a multidimensional value creation model. This model shows how and to what extent the Bank has an impact on the five main capital areas in 2022 and how these impacts create value.

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Chapter 6


With these reports, the performance of the Bank in 2022 is communicated to all stakeholders, and the requirements for goal-setting progress are met.

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ABS: Asset Backed Securities

ADB: The Asian Development Bank

ADFIAP: Association of Development Financing Institutions in Asia and the Pacific

AFD: Agence Française de Développement

AIIB: Asian Infrastructure Investment Bank

APEX: Wholesale Banking

API: Application Programming Interface

AR: Absenteeism Rate

ASS: After-Sales Services

BIST: Borsa Istanbul

BRSA: Banking Regulation and Supervision of Agency

CBRT: Central Bank of Türkiye Republic

CCO: COMCEC Coordination Office

CDB: China Development Bank

CDP: Carbon Disclosure Project

CEB: Council of Europe Development Bank

CGF: Credit Guarantee Fund

CISA: Certified Information Systems Auditor

CMB: Capital Markets Board

COMCEC: Standing Committee on Economic and Commercial Cooperation of the Organization of Islamic Cooperation

CRM: Customer Relations Management

CTF: Clean Technology Fund

CTI: Cyber Threat Intelligence

DCP: Diffusion Capital Partners

DEG: German Investment Corporation

DIB: Development and Investment Banks

DVCPM: Development Venture Capital Portfolio Management Inc.

EBRD: European Bank for Reconstruction and Development

EGDIP: European Green Deal Investment Plan

EIA: Environmental Impact Assessment

EIB: European Investment Bank

EIF: European Investment Fund

EIF-NPI: European Investment Fund National Promotional Institutions

EOI: Expression of Interest

ERP: Enterprise Resource Planning

ERTA: Integrated Reporting Türkiye

ESMS: Environmental and Social Management System

EYDK: Impact Investing Advisory Board

FED: Federal Reserve Bank

FinTec: Financial Technology

FMO: Dutch Entrepreneurial Development Bank

FRIT II: Aid Program for Refugees in Türkiye

GDP: Gross Domestic Product

GPP: Geothermal Power Plants

GRI: Global Reporting Initiative

ICBC: Industrial and Commercial Bank of China

ICMA: International Capital Market Association

IDB: Inter-American Development Bank

IEIS: Integrated Environmental Information System

IFC: International Finance Corporation

IFI: Intermediary Financing Institutions

IFRS: International Financial Reporting Standards

ILO: International Labor Organization

IMF: International Monetary Fund

IP: Internet Protocol Address

IR: Incident Rate

IS: Information Systems

IsDB: Islamic Development Bank

IT: Information Technologies

ITSM: Information Technologies Service Management

İSO: Istanbul Chamber of Industry

İVCİ: Istanbul Venture Capital Initiative

JBIC: Japan Bank for International Cooperation

JCR: Eurasia Rating

KfW: German Development Bank

KOSGEB: Small and Medium Enterprises Development Organization of Türkiye

KPI: Key Performance Indicator

LDR: Loss Day Rate

LMA: Loan Market Association

MASAK: Financial Crimes Investigation Board

MBA: Master of Business Administration

MIGA: Multilateral Investment Guarantee Agency

MKFS: Central Invoice Recording System

MKK: Central Registry Agency

MW: Megawatt

NGO: Non-Governmental Organizations

NPL: Nonperforming Loan

MC: Emergency Center

ODR: Occupational Disease Rate

METU: Middle East Technical University

OECD: Organization for Economic Development and Cooperation

OHS: Occupational Health and Safety

OIC: Organization of Islamic Cooperation

OPIC: Overseas Private Investment Corporation

OWASP: Open Web Application Security Project

PDP: Personal Data Protection

POC: Proof of Concept

PRB: Principles of Responsible Banking

PSEC: Pre-Shipment Export Credit

R&D: Research and Development

RIPE IP: European IP Networks

RPA: Robotic Process Automation

RSM: Risk Sharing Mechanism

SDG: Sustainable Development Goals

SDIF: Savings Deposit Insurance Fund

SFL: Special Fund Loan

SLBP: Sustainability-Linked Bond Principles

SMART: Specific Measurable Accepted Realistic Timely

SME: Small and Medium Enterprises (KOBİ)

SOFR: The Secured Overnight Financing Rate

SPO: Second Party Opinion

SPO: State Planning Organization

SPV: Special Purpose Vehicle

SSL: Secure Sockets Layer

SUTP: Syrians Under Temporary Protection

TAKSAN: Takım Tezgahları San. ve Tic. A.Ş.

TBB: The Banks Association of Türkiye

GNAT: Grand National Assembly of Türkiye

TCMA: Türkiye Capital Markets Association

TDF: Türkiye Development Fund

TEMSAN: Türkiye Elektromekanik Sanayi A.Ş.

TESTAŞ: Türkiye Elektronik Sanayi ve Ticaret A.Ş.

TFRS9: Türkiye Financial Reporting Standards

TIF: Advanced Technologies Participation Venture Capital Investment Fund

TII: Türkiye Investment Initiative

TKYB: Development and Investment Bank of Türkiye

TL: Turkish Lira

TOGAF: The Open Group Architecture Framework

TR: The Republic of Türkiye

TSE: Türk Standardization Institute

TÜMOSAN: Türk Motor Sanayi ve Ticaret Anonim Şirketi

TWF: Türkiye Wealth Fund

UN: United Nations

UNDP: United Nations Development Program

UNEP- FI: United Nations Environment Programme Finance Initiative

UNFCC: United Nations Framework Convention on Climate Change

UNGC: United Nations Global Compact

URF: CRF – Corporate Governance Compliance Report

USA: United States of America

VAT: Value Added Tax

VCIF: Venture Capital Investment Fund

WEF: World Economic Forum