Bank Senior Management
İbrahim Halil Öztop
General Manager and Board MemberHe was born in Şanlurfa in 1969. He graduated from METU’s Faculty of Engineering, Department of Industrial
Engineering, in 1991. He received his master’s degree in business administration from Bilkent University.
He held senior positions in investment banking at Türkiye Sınai Kalkınma Bankası A.Ş., Körfezbank A.Ş., and
Garanti Yatırım Menkul Kıymetler A.Ş. during his career. In August 2018, he was appointed General Manager of
Development and Investment Bank, where he also serves on the TKYB Board of Directors, the KOSGEB Executive Committee,
and the TII - Turkish Investment Initiative Board of Directors. In October 2021, he began his duties as Chair
of the Board of the Turkish Capital Markets Association, and in February 2021, he began his duties as Deputy
Chair of the Board of the Central Registry Agency. He continues to serve as the Chair of the Board at Kalkınma
Girişim Sermaye Portföy Yönetim A.Ş., which started in February 2021.
Nuri Yasin Külahçı
Assistant General ManagerMr. Nuri Yasin KÜLAHÇI earned a bachelor’s degree in industrial engineering from Istanbul University’s Faculty of Engineering and a master’s in finance and accounting from Yeditepe University. Mr. Nuri Yasin KÜLAHÇI began his career as an assistant inspector at Finansbank A.Ş. Board of Inspectors in 2003 and has since worked as a Senior Consultant at Deloitte and a Senior Manager at PwC (PricewaterhouseCoopers), successfully managing many audit and consultancy projects in various Turkish and international finance institutions. Mr. Nuri Yasin KÜLAHÇI joined Türkiye Kalkınma ve Yatırım Bankası A.Ş. in 2019 as Director of Strategy, Organization, and Process Management. He has been serving as Executive Vice President responsible for Strategy and Organization, Financial Affairs, Budget and Cost Management, and Support Services Units since December 2022.
Satı Balcı
Assistant General ManagerShe was born in Yozgat in 1966. In 1988, she received her bachelor’s degree in business administration from Ankara University’s Faculty of Political Sciences. After graduating, she began working as an Assistant Specialist at Yapı ve Kredi Bank. She served as a Specialist in TKYB’s Project Evaluation, Credit Allocation, and Credit Monitoring departments from 1993 to 1998. She then worked as a Senior Specialist from 1998 to 2006, Manager from 2006 to 2011, and Head of Department from 2011 to 2017. She served on the boards of Yozgat Otelcilik A.Ş., Arıcak A.Ş., and T.H. Kalkınma Yatırım Menkul Değerler A.Ş., all of which are subsidiaries of the Bank. She has been the bank’s Executive Vice President since November 2017. Since September 2021, she has been serving as the Vice Chair of the Board at Kalkınma Girişim Sermayesi Portföy Yönetimi A.Ş. She is also responsible for the Türkiye Development Fund, Credit Operations, Treasury and Capital Market Operations, and Subsidiaries and Corporate Affairs Units.
Seçil Kızılkaya Yıldız
Assistant General ManagerShe was born in Konya in 1973. In 1998, she received her bachelor’s degree in business administration from Boğaziçi University’s Faculty of Economics and Administrative Sciences. In 1998, she began her career with Türkiye Sınai ve Kalkınma Bankası A.Ş. Throughout her career, Yıldız has worked in a variety of financial companies. Between 2006 and 2007, she worked as Assistant Corporate Finance Manager at Oyak Yatırım Menkul Değerler A.Ş. and as Assistant Corporate Finance Manager at Oyak Yatırım Menkul Değerler A.Ş Between 2007 and 2008, she worked as a Senior Credit Analyst at Bayerische Hypo-und Vereinsbank AG’s Istanbul Liaison Office. Between 2008 and 2012, she was the Capital Markets Director at UniCredit Menkul Değerler A.Ş. She was the Structured Finance Group Manager of ING Bank A.Ş. from 2012 and 2014. She worked as a Corporate Finance Consultant from 2014 to 2016. She was the Founder and Managing Partner of FSM Advisory Consulting Partnership from 2016 to 2017. Between 2017 and 2019, she worked as the Assistant General Manager of Kuzu Toplu Konut İnşaat A.Ş. Mr. Yıldız serves on the boards of T.H. Kalkınma Menkul Değerler A.Ş., Birleşik İpotek Finansmanı A.Ş., Kalkınma Yatırım Varlık Kiralama A.Ş., and Kalkınma Girişim Sermayesi Portföy Yönetimi A.Ş. She joined Türkiye Kalkınma ve Yatırım Bankası A.Ş. in March 2019 as the Assistant General Manager in charge of the Project Evaluation, Sustainability, and Corporate Communication Units in Investment Banking.
Emine Özlem Cinemre
Assistant General ManagerIn 1988, she received her bachelor’s degree in business administration from Boğaziçi University’s Faculty of Economics and Administrative Sciences. Following graduation, she began her job as an Assistant Specialist at QNB Finansbank A.Ş. She was a Board Member at QNB Finans Leasing, QNB Finans Factoring, and Hemenal Finansman A.Ş. in 2018-2019 after serving as a Foreign Relations Officer between 1989 and 1991, Foreign Relations Unit Manager between 1991 and 1992, Head of Foreign Relations Group between 1993 and 1997, and Assistant General Manager of Foreign Relations between 1997 and 2018. She began her duties as Executive Vice President in charge of Treasury and Financial Institutions at Türkiye Kalkınma ve Yatırım Bankası A.Ş. in June 2019. In addition to her current position, She has served as a Board Member in several non-governmental organizations in Türkiye.
Ali Yunuslar
Assistant General ManagerIn 1999, he graduated from the METU Computer Engineering Department. Between 2011 and 2012, he earned his master’s degree with an MBA from ITU. He began his career with VestelNet as a Software Engineer. He went on to work as a Software Specialist at VeriPark and Bizitek after this experience. He joined the Industrial Development Bank of Türkiye in 2004 as a Senior Software Specialist and stayed for seven years as a manager. He joined Mastercard Payment Systems as Application Development Director in 2013. In 2017, he established Mentavision Information Technologies. In 2019, he was appointed Application Development Director at the Development and Investment Bank of Türkiye. He is still the Executive Vice President in charge of Information Technologies, a position he was assigned to in 2022.
Yeşim Şimşek
Assistant General ManagerIn 1986, she graduated from Ankara University’s Faculty of Communication. She began her employment at Yapı Kredi Bank after graduating. Between 1993 and 1995, she worked as a Branch Manager at Koçbank, then at Bank Ekspres and Garanti Bank until 2004. Between 2004 to 2013, she worked as Regional Manager at Garanti Bank after serving as Branch Manager. She worked as a Commercial Banking Marketing Coordinator from 2013 until 2018. Between 2018 and 2022, she was Alternatifbank’s Assistant General Manager of Corporate & Commercial Banking and Project Finance. She has been the Executive Vice President in charge of Corporate Banking and Project Finance at Türkiye Kalkınma ve Yatırım Bankası A.Ş. since June 2022.
Muzaffer Gökhan Songül
Assistant General ManagerIn 2002, he received his bachelor’s degree in business administration from Istanbul University’s Faculty of Political Sciences. He received his master’s degree in international economics from Marmara University Institute of Social Sciences. He began his professional career in 2004 when he joined Garanti Bank. He worked at ABN AMRO Bank from 2007 to 2010, at Royal Bank of Scotland as Assistant General Manager from 2010 to 2014, and at Alternatif Bank A.Ş. between 2014 and 2022. Between 2014 and 2022, he also served on the boards of Alternatif Yatırım and Alternatif Leasing. Since September 2022, he has been the Executive Vice President in charge of Loans at Türkiye Kalkınma ve Yatırım Bankası A.Ş.